Can You Work Somewhere Else While on Workers’ Compensation?

Workers’ compensation provides financial support to employees injured on the job. If you’re in Maryland and wondering if you can work somewhere else while receiving workers’ compensation, the answer isn’t straightforward. It depends on several factors, including the nature of your injury and the type of work you intend to do.

Understanding Workers’ Compensation in Maryland

Workers’ compensation in Maryland covers medical expenses and a portion of lost wages if you’re injured at work. This insurance ensures you receive the necessary treatment and financial assistance while recovering. However, following the rules is essential to avoid jeopardizing your benefits.

Rules About Working While on Workers’ Compensation

Maryland law doesn’t explicitly prohibit working another job while receiving workers’ compensation benefits. However, there are critical considerations and potential consequences to keep in mind.

Medical Restrictions and Approval

First and foremost, you must adhere to your doctor’s restrictions. If your treating physician advises against any work activity due to your injury, you must comply. Engaging in any work against medical advice can jeopardize your recovery and your benefits.

Honest Reporting

When receiving workers’ compensation benefits, honesty is crucial. You must report any additional income or employment to the Maryland Workers’ Compensation Commission (MWCC) and your employer’s insurance company. Failure to do so can result in accusations of fraud, which carry severe penalties, including fines and criminal charges.

Partial Disability Benefits

Maryland offers partial disability benefits, which allow you to work part-time or light-duty while still receiving compensation for your injury. These benefits supplement your income if your injury prevents you from returning to your previous full-time duties. Working within your medical restrictions and reporting your earnings ensures you remain compliant with the law.

Financial Considerations

Working another job might reduce your workers’ compensation benefits. In Maryland, your benefits are calculated based on your average weekly wage. Additional income can impact the amount you receive, so it’s crucial to understand how your benefits might be adjusted.

Employment Type and Nature

The type of work you perform matters. Light-duty or part-time jobs that align with your medical restrictions are more acceptable. Physically demanding jobs that contradict your injury claims can lead to investigations and benefit reductions.

Communicating with Your Employer

Maintaining open communication with your employer and the insurance company is vital. Inform them of any changes in your employment status. Transparency helps prevent misunderstandings and ensures you stay within legal boundaries.

Potential Risks and Legal Advice

Before taking another job while on workers’ compensation, consider consulting with a workers’ compensation attorney. They can provide personalized advice based on your situation and help you navigate Maryland’s specific laws. Legal guidance can prevent unintentional violations and protect your benefits.

In Maryland, working another job while receiving workers’ compensation benefits is possible, but it comes with strict rules and potential risks. Understanding these guidelines helps you avoid legal issues and ensures you continue receiving the support you need during your recovery. If in doubt, seek legal advice to ensure you’re making informed decisions that align with Maryland’s workers’ compensation laws.

If you’d like to discuss your situation or have questions about workers’ compensation insurance, contact Shugarman & Mehring at (410) 783-4200 or toll-free at (888) 342-7200.