The weeks and months following an automobile accident are some of the most stressful you will experience. In addition to recovering from your injuries, you’re also faced with a variety of issues related to insurance, auto repairs, and medical bills.
In most cases, people involved in auto accidents receive an offer from the insurance company to settle their case. When you’re dealing with so many other issues and facing a growing pile of medical bills, this offer can be tempting.
But how do you know it’s fair?
A Maryland car accident attorney will evaluate any offer you receive from the insurance company and help you determine if it’s what you deserve.
How Do You Know An Insurance Settlement Offer Is Fair?
No matter the circumstances, the first offer from an insurance company is rarely what an accident victim deserves. Insurance companies know people aren’t used to receiving large sums of money and they know an accident throws a person’s life into upheaval.
A sizable chunk of money might seem like a lot and offer comfort. However, in the long run, you could regret accepting the first offer. This is especially true if your medical care is continuous. You could receive a seemingly large sum of money, only to later learn it covers just a portion of your long-term medical care.
The more complicated your injuries, the more important it is to consult a Maryland car accident attorney about an offer. Many injuries cause long-term problems. The initial offer you receive rarely accounts for potential medical expenses for chronic issues. Rushing into a settlement means you’ll later be on the hook for the cost of your medical care related to the accident.
Speaking to an experienced personal injury attorney means you’ll have someone familiar with how insurance companies operate evaluating your case. They’ll also understand the long-term ramifications of auto accident injuries and can help you get the compensation you deserve.
Use the First Offer as the Starting Point for Negotiations
One of the biggest advantages of working with a Maryland car accident attorney is the assistance you’ll get in negotiating a settlement. The first offer you receive serves as the starting point for negotiations.
An attorney will work with the insurance company until sides agree on a fair amount. This process can be complicated and frustrating. The good news is you don’t need to worry about ongoing negotiations with an attorney working on your behalf. Instead, you can invest your time in recovering and getting your life back on track. Your attorney handles the give-and-take with the insurance company.
Contact a Maryland Car Accident Attorney to Help You After a Collision
There are few times in your life when your stress levels will be as high as they are after a vehicle accident. In addition to all of the practical issues you must deal with, many people also face emotional issues and PTSD after involvement in an accident. The more you can pass off to someone else to handle the better able you are to recover.
We’ll help you deal with the stress that comes after an automobile accident. We understand how insurance companies operate. We also know the tricks they use to get you to settle for less than your case is worth. We’ll assess your case and help you determine how to proceed.
If you’d like more information or you want to speak to someone who understands how to negotiate a fair settlement after an automobile accident, contact Shugarman & Mehring at 410.783.4200 or toll-free at 888.342.7200 to schedule a consultation.
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