Understanding the distinctions between general liability insurance and workers’ compensation insurance is crucial for both employers and employees. While both types of insurance provide protection, they serve different purposes and cover different risks. How do general liability and workers’ compensation insurance differ? What is General Liability Insurance? General liability insurance is a policy designed to […]
Blog
Navigating the complexities of workers’ compensation can be challenging, especially for independent contractors. Unlike traditional employees, independent contractors often find themselves in a gray area regarding eligibility for workers’ compensation benefits. Here’s what you need to know about workers’ compensation and independent contractor status. Understanding Workers’ Compensation Workers’ compensation is a state-mandated insurance program that […]
Understanding who can access your protected health information (PHI) in the context of workers’ compensation is essential for safeguarding your privacy rights. Workers’ compensation claims often require the sharing of medical information. But who is allowed to access this protected workers’ compensation protected health information? Here’s what to know. Who Can Access Your PHI in […]
Workers’ compensation is a vital aspect of employee protection. Small business owners often wonder if they need to provide this insurance. The answer depends on various factors, including location, industry, and employee count. Understanding Workers’ Compensation Workers’ compensation is insurance that covers employees’ medical expenses and lost wages if they get injured on the job. […]
Workers’ compensation is designed to protect employees who get injured on the job. It covers medical expenses, lost wages, and rehabilitation costs. However, not every injury or illness qualifies for workers’ compensation benefits. Knowing what isn’t covered can help you understand the limitations and ensure compliance with Maryland’s laws. Injuries Outside Work Workers’ compensation doesn’t […]
Workers’ compensation provides financial support to employees injured on the job. If you’re in Maryland and wondering if you can work somewhere else while receiving workers’ compensation, the answer isn’t straightforward. It depends on several factors, including the nature of your injury and the type of work you intend to do. Understanding Workers’ Compensation in […]
Workers’ compensation fraud is a serious issue. It involves deceptive practices to obtain benefits unlawfully. Understanding what constitutes fraud helps prevent it and ensures the system works fairly for everyone. Here, we present three scenarios. Two involve fraud, while one does not. Scenario 1: Faking an Injury John works at a warehouse. He wants extra […]
Navigating the complexities of workers’ compensation can be challenging, especially when it comes to understanding your rights and benefits during recovery. One common question employees often have is whether they continue to accrue vacation time while receiving workers’ compensation benefits. What do you need to know about workers’ compensation and your accrual of vacation time? […]
Facing a workplace injury can be a harrowing experience, compounded by concerns about job security and financial stability. In Maryland, like in many other states, workers’ compensation laws are in place to provide support to employees who suffer injuries or illnesses in the course of their employment. However, amidst the physical and emotional challenges of […]
Work-related injuries can be physically, emotionally, and financially taxing. In an ideal world, if you’re injured on the job, workers’ compensation insurance should cover your medical expenses and provide financial support during your recovery. But what happens if your employer doesn’t have workers’ comp insurance? Are there instances where employers are exempt from providing this […]
Shugarman & Mehring
Phone: 